Attention homeowners: Real estate appraisal services for in Tyler and Smith County
Check out the top seven reasons TX homeowners use Home and Land Appraisal Co.:
Do you own a house in or near Tyler? Do you need help determining the price of your real estate?
At Home and Land Appraisal Co., we understand the special needs of a customer after appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, attorneys, and accountants. Being a consumer that probably doesn't look at appraisals every day,you will receive extra guidance and explanations through the appraisal process to understand what we do and how we report the results of our analysis.
Pre-listing Services/For Sale By Owner (FSBO)
It's very hard to be objective about your home because you probably have an emotional attachment to it. The professional appraisers at Home and Land Appraisal Co. will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very important as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your home will attract interested buyers. It's something concrete to show the buyer. It's an independent third party's opinion of your property's value, and not just how much you think your home is worth. Potential buyers know you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value report than yours.
PMI Removal Appraisals
PMI stands for Private Mortgage Insurance. A popular money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to your lender to have the PMI eliminated from your loan. At Home and Land Appraisal Co., we're qualified in helping clients just like you rid yourselves of unwanted PMI insurance.
Challenge a property tax assessment
Your local tax assessor may have your home overvalued if your house is not appreciating as much as other homes close by. That means you're probably paying more taxes than you should. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Home and Land Appraisal Co. is your number one weapon when contesting your property tax assessment.
HELOC recently frozen?
Even if your specific property has not declined in value, your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area. This can this be unsuitable from a cash flow angle, and harmful to your credit score since it may appear as though that credit line is maxed out. Home and Land Appraisal Co. can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?
Have you just received a copy of your appraisal and you would wish to have a professional double-check it for verity or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables in question. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Home and Land Appraisal Co. can We can assist you. While usually requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your home.